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Driving Without Insurance

M23Law are criminal defence solicitors specialising in defending clients on all types of Motoring / Road Traffic offences cases such as driving without insurance.

In accordance with Section 143 of the Road Traffic Act 1988:

(a) a person must not use a motor vehicle on a road or other public place unless there is in force in relation to the use of the vehicle by that person such a policy of insurance or such a security in respect of third party risks as complies with the requirements of this part of the Act, and

(b) a person must not cause or permit any other person to use a motor vehicle on a road or other public place unless there is in force in relation to the use of the vehicle by that other person such a policy of insurance or such a security in respect of third party risks as complies with the requirements of this part of the Act.

Defence cases include:

  • The vehicle was not being ‘used’ at the material time.
  • The vehicle was not being driven on a road or other public place.

    ‘Special reasons’ may also exist, for example where a driver is genuinely misled into believing that there was insurance in place.

    Penalty:
  • Maximum fine: £5,000
  • 6-8 penalty points or disqualification from driving.

Contact us as soon as possible on guidance on information to provide. If you have received a summons to attend court for an offence under this section, contact us. We can normally deal with this kind of case administratively, by correspondence to the police / prosecution. Alternatively, we can represent you at court. We are able to offer private representation for all types of motoring offences. Legal aid might be available in a limited number of cases. Please call 0844 2640 999 for help and further information.