Driving Without Insurance

IYDL M23Law specialise in defending clients on all types of Motoring / Road Traffic cases such as driving without insurance.

Insurance form

In accordance with Section 143 of the Road Traffic Act 1988:

(a) a person must not use a motor vehicle on a road or other public place unless there is in force in relation to the use of the vehicle by that person such a policy of insurance or such a security in respect of third party risks as complies with the requirements of this part of the Act, and
(b) a person must not cause or permit any other person to use a motor vehicle on a road or other public place unless there is in force in relation to the use of the vehicle by that other person such a policy of insurance or such a security in respect of third party risks as complies with the requirements of this part of the Act.

Defence cases include:

- The vehicle was not being ‘used’ at the material time.
- The vehicle was not being driven on a road or other public place.
- ‘Special reasons’ may also exist, for example where a driver is genuinely misled into believing that there was insurance in place.

Penalty:

- £5,000.00 maximum fine.
- 6-8 penalty points or disqualification from driving.

If you are to be interviewed by the police, or have been accused / charged or summoned to attend court for using a vehicle without insurance, contact us now to learn how we can help

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